Our Patient Financial Services team is available to work one-on-one with you to coordinate financial agreements before, during and after any procedure. You also have the convenient and secure option of paying your account balance online using our online bill-pay system, 24/7.
Whether dealing with an unexpected visit or preparing for a planned procedure, the costs involved with hospital visits can be confusing and overwhelming. Our goal is to help you understand your bill and to assist you with making payments easily.
Below are tools, resources and guidance to navigate the process, know what to expect, and the potential cost so you can avoid surprises. Our online bill payment system makes it easy to manage your expenses and our Patient Finance team is available to answer questions.
We have several ways to predict the cost of your services:
We can help you estimate your costs based on the information we receive from you and is not a guarantee of what you will be charged.
Estimates are primarily for services delivered at WhidbeyHealth Medical Center, for example lab tests, diagnostic imaging procedures and same day surgeries such as colonoscopies and cataract surgeries. To receive cost estimates for items such as physicals, immunizations, and routine clinic visits, please contact your WhidbeyHealth provider.
In many cases it is impossible to predict final charges because of variables that affect your services such as:
This estimate does not include any physician charges (e.g. office visit, surgeon, anesthesiologist, emergency room physician, radiologist, pathologist, consulting physicians, etc.).
If you have insurance, your benefits will ultimately determine your portion of the total cost, including deductibles, co-pay, co-insurance and out-of-pocket maximums.
Whenever possible, contact your insurance company prior to seeking medical care. Ask your insurance company to:
Contact your insurance company as soon as possible after the emergency.
We welcome your request for a price estimate related to your upcoming treatment at WhidbeyHealth.
Just call the number above to speak to a member of our Patient Financial Services team, who will provide an estimate based on your services and your health insurance provider, including the specifics of your coverage plan.
Here are some helpful tips on Healthcare Finances:
WhidbeyHealth accepts most health insurances. Please contact your insurance provider if you have questions.
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Oak Harbor - 360.279.4580
Bayview Senior Center - 360.678.3373
Patients are required to pay balances in accordance with the following guidelines:
If you are unable to meet these terms, or need help paying your bill, financial assistance is available to those who qualify.
Please contact our Patient Financial Services Office at (360) 678.7656 x4097
WhidbeyHealth is committed to ensuring our patients get the hospital care they need regardless of ability to pay for that care. You may qualify for free or discounted care based on family size and income, even if you have health insurance. When possible, we encourage you to ask for financial help before receiving medical treatment.
What Is Covered? For emergency and other appropriate hospital-based services, we provide free care and financial assistance/charity care to eligible patients on a sliding-scale basis, with discounts ranging from 40 to 100 percent.
How to Apply: Any patient may apply to receive financial assistance/charity care by submitting an application and providing supporting documentation.
Coverage assistance: You may be eligible for other government and community programs. We can help you learn whether these programs including Medicaid/Apple Health can help cover your medical bills. We can help you apply for these programs.
Payment plans: Any balance for amounts owed by you is due within 30 days. The balance can be paid in any of the following ways: Credit card, payment plan, cash, check or online bill pay. If you need a payment plan, please call the number on your billing statement.
Emergency Care: WhidbeyHealth Medical Center has a dedicated emergency department and provides care for emergency medical conditions (as defined by the Emergency Medical Treatment and Labor Act) without discrimination consistent with available capabilities, without regard to whether or not a patient has the ability to pay or is eligible for financial assistance.